Rear-end collision at 5th & Oak

Insurance summary

On April 28, 2025 at approximately 18:43 local time, the insured vehicle (a white 2019 sedan) was stationary at a controlled red light at the intersection of 5th Avenue and Oak Street, northbound, when it was struck from behind by a dark four-door sedan operated by Marcus Reyes. Impact occurred at low speed, resulting in minor deformation to the insured vehicle's rear bumper and a hairline crack on the right rear quarter panel. No occupants reported injury at the scene. Both parties exchanged insurance and license information voluntarily. Independent witness Priya Mehta confirms the insured vehicle was stationary at the time of impact.

Key facts

• • Insured vehicle was fully stopped at a red light at the time of impact.
• • Other driver (Reyes) acknowledged fault verbally at the scene.
• • No injuries reported. No emergency services dispatched.
• • Damage limited to the rear bumper and right rear quarter panel.
• • Independent witness available with corroborating account.

Recommended next steps

• • File claim with insurer within 72 hours, attaching this report.
• • Obtain repair estimate from two body shops for comparison.
• • Retain witness contact in case statements are required.